Who we are?

We are:
- Fee Only SEBI R.I.A who believe that Financial Planning is the only way through which individuals can achieve their Financial Goals.
- We have 15+ years of experience in Finance and Indian Financial Market.
- We aim to help individuals achieve Financial Freedom to best of their abilities.
- We assist in Managing your financial life (investing, rebalancing, understanding products, forecasting) since it involves lot of analysis, research, effort and time; so that you can focus on your professional and personal life.

What is R.I.A?

"A Registered Investment Advisor (R.I.A) is a person or firm who advices to individuals on investments and manages their portfolios. R.I.A (s) have a fiduciary duty to their clients, which means they have a fundamental obligation to provide investment advice that always acts in their clients' best interests."

Registered Investment Advisor individuals or firms receive compensation in the form of fees for providing financial advice and investment management. They are required to act as a fiduciary by the licensing regulator.

This is very different from broker-dealers (like insurance, mutual fund and brokerage firms) and their representatives, who provide recommendations for a commission. Broker-dealers and their representatives are not required to act as a fiduciary, they tend to make recommendations based on their sales strategy and commission percentage.

R.I.A and Broker-dealers are two different standards of care, but most consumers are unaware of the difference, as any of these professionals may call themselves as a financial advisor.

Did you know?
There are only around 1,300 Registered Investment Advisors (RIAs) in India reachable by the population of 136.6 crores (as per last survey in 2019).
However, there are more than 30,00,000 brokers (other financial personnels) in India selling Financial Products in return of commission.

Whereas, statistics shows the number of Registered Investment Advisors (RIAs) in the United States were 13,494 as of 2020 reachable to the population of 32.82 crores.

What we Offer?

Why have a Financial Plan?

Why Us?

We at SC Financial Consulting, expertise in Financial Planning to help you plan all aspect of your Financial Life so that, you can focus on your area of expertise of your professional life.

Code of Conduct – RIAs are bound to adhere to the code of conduct by SEBI. The regulations are in line with global standards.
Compliance – RIAs have to adhere to compliance directed by SEBI. Maintenance of records, annual audit of books of accounts etc are part of compliance.

Who we serve?

We focus on areas of the financial planning & investment where innovation, integration, and interoperability can drive substantial change for improving financial life. Our efforts deliver large, meaningful, and long-term profitability that make a difference in lifestyle and human understanding through informatics and better decision-making.

How it Works?

No two clients' situations and goals are alike. That 's why SC Financial Consulting’s client relationships are built on individualized advice, customized investment portfolios and attentive, personal service. Our team invests an exceptional amount of time and energy in getting to know each client. And we remain invested in each client' s success during every step of their journey.